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  <url>
    <loc>https://www.nonprofitcfos.com/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-30</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/driven-by-cause-podcast</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1774892130460-OCJ6WJ90ES1F4F18BNNU/Sean+hale+social+re+.png</image:loc>
      <image:title>Blog - Podcast: Driven By CAUSE</image:title>
      <image:caption>In this episode of Driven By Cause, hosts David Blyer and Jay Fiske sit down with Sean Hale, founder of Nonprofit CFOs, to talk about the financial challenges many nonprofits face and how stronger financial leadership can help organizations grow and sustain their impact. Sean shares practical insights from working closely with nonprofit leaders, offering tips on improving financial clarity, strengthening budgeting practices, and building systems that support long-term success. The conversation highlights how better financial management can help nonprofits stay focused on what matters most their mission.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/revitalizing-nonprofit-finance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/2bdb8f55-0fe7-4c82-b4a8-57f08d5ed7fa/scaling-Impact-podcast.png</image:loc>
      <image:title>Blog - Podcast: Revitalizing Nonprofit Finance</image:title>
      <image:caption>Our founder Sean Hale got to appear on the Scaling Impact podcast by NxtStep. Discover essential strategies for financial resilience and the pitfalls of the overhead myth, as Sean unpacks decades of wisdom. Plus, learn how embracing financial literacy can empower your organization's success. Listen for revelations that can reshape your nonprofit's fiscal approach. Click here to listen or catch it on your favorite podcast app.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/goldilocks-accounting-software-scaling-without-breaking-the-bank</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1771514055518-W1XP14KZEGQPCN6VBX1Q/Have-We-Outgrown-Quickbooks</image:loc>
      <image:title>Blog - Goldilocks Accounting Software: Scaling Without Breaking the Bank - The short answer we give our clients is always: "It depends."</image:title>
      <image:caption>The slightly longer answer? Choosing the right software has less to do with your budget size and everything to do with your reporting complexity. Here is how we help organizations navigate the "Next Phase" trap.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/e670fb28-2ee2-4c20-b438-f744f83ed69a/Excel-Mastery-Could-Be-The-Answer</image:loc>
      <image:title>Blog - Goldilocks Accounting Software: Scaling Without Breaking the Bank - To be clear: I often feel grumpy with QBO. It has a laundry list of "dumb" flaws that they never seem to fix. But we recommend it because of its inexpensive and its market dominance; it is easy to find people who know it, and frankly, it's "less bad" than most competition in that price range.</image:title>
      <image:caption>When it hits a reporting wall, we recommend an "Excel Bridge." By creating a structured reporting layer in Excel or Google Sheets, you can get high-level insights without a $20,000+ migration and other expenses. Executive Directors must lead financial stewardship and sometimes that means choosing the "good enough" tool that allows for better strategic focus elsewhere.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/silly-things-that-some-grant-makers-do</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-16</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/podcast-rethinking-your-nonprofits-relationship-with-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/advanced-cash-management-beyond-the-dashboard</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1766183790320-5ZAAX9DKX4OMVVO4X25S/advanced-cash-management-for-nonprofits.png</image:loc>
      <image:title>Blog - Advanced Cash Management: Beyond the Dashboard - A cash flow projection is fundamentally different from a budget. Your budget shows what you plan to earn and spend over the year. A cash flow projection shows when specific dollars will move in and out of your bank account, typically looking 3-6 months ahead.</image:title>
      <image:caption>This distinction matters enormously. You might have a perfectly balanced budget with a $200K grant awarded and included in revenue. But if that grant pays quarterly in arrears and you have $80K in expenses due in month two while the first payment doesn't arrive until month four, your budget looks fine while your checking account is empty.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/643fe2e8-f11f-4d90-abc1-c15aa46f852a/a-contemporary-3d-family-friendly-animat_PFz12f5gToy2g9bxvMCzXg_KnsVr5lwS8aTSKzoDBL8WA.png</image:loc>
      <image:title>Blog - Advanced Cash Management: Beyond the Dashboard - Small cuts: Sometimes you may also have to consider layoffs.  Laying off one person in January can be easier and less disruptive than laying off six people in June when the cash emergency is at your doorstep.</image:title>
      <image:caption>These options require lead time. Three months of runway gives you time to have professional conversations with funders or negotiate with vendors. Three days of runway means you're begging for emergency help.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/13f962b1-c4fb-4a0c-a573-bae44c5f1285/a-contemporary-3d-family-friendly-animat_MV9HJ-aZRumJ65-C-x-n6w_y7-AexBQTEagd1p28tgugg.png</image:loc>
      <image:title>Blog - Advanced Cash Management: Beyond the Dashboard - If everything is submitted correctly and the payment is genuinely late, you need to have a professional conversation with your program officer or contracts manager. This conversation is easier when you've been tracking and can be specific: "Our contract agreement indicates payment within 30 days of report submission. We submitted the Q2 report forty-five days ago, and we haven't yet received payment. Can you help me understand the timeline?"</image:title>
      <image:caption>Most delays are bureaucratic rather than intentional - approvals sitting on someone's desk, processing backlogs, technical issues. A polite inquiry often accelerates things (don’t channel Rihanna for this one).</image:caption>
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  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/strategic-financial-leadership-for-nonprofit-growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/what-they-dont-tell-you-nonprofits-should-make-a-profit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/how-to-spot-financial-trends-before-they-become-a-crisis</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/cb67b6de-67a7-42c2-848c-73c8c518c745/a-family-friendly-3d-animation-image-of-_n97XF0f9Tbax04kVNIlKEQ_M3B7mJNvQuWURv_95Kcznw.png</image:loc>
      <image:title>Blog - How to spot financial trends before they become a crisis - This scenario plays out in nonprofit offices too often.  Organizations operating lean don't have the luxury of robust reserves, yet most rely on backward-looking monthly reports that show where they've been, not where they're headed. Leadership learns of a problem when it’s knocking on their door rather than on the distant horizon.</image:title>
      <image:caption>The good news: you don't need a sophisticated finance team or expensive software to see problems coming. What you need is a simple dashboard that surfaces trends while there's still time to respond.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/33d7acb1-5cc1-4ebe-b20d-ee450f7f84f7/a-family-friendly-3d-animation-image-of-_C98mPERGQLOm-Z3tzVEkGg_6BH03O_4RPqS5uYlPHgTTg.png</image:loc>
      <image:title>Blog - How to spot financial trends before they become a crisis - Watch for patterns where one revenue stream grows while others stagnate or shrink. This often happens gradually and almost invisibly - a major grant renewal increases by 20% while individual giving stays flat, and suddenly you've gone from a balanced portfolio to dangerous dependence.</image:title>
      <image:caption>Your dashboard element: a simple stacked bar chart showing revenue by individual source (government grants, foundation grants, individual giving, earned revenue, etc.) for the current year compared to the prior year. Calculate each source as a percentage of total revenue. If any single source creeps above 40-50%, you're entering risk territory.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/c130712d-5ac3-46f7-a827-a3b629b403ca/a-family-friendly-3d-animation-image-of-_lPX6PXZsRb6o19N4D-arIg_u_rM4KsQSDWeLVaTpY8dCg.png</image:loc>
      <image:title>Blog - How to spot financial trends before they become a crisis - Start small. Choose two or three metrics that address your organization's most significant vulnerabilities. If you've had cash crunches before, start with days of cash on hand. If you depend heavily on grants, build your pipeline tracker. Don't try to implement all five trends at once.</image:title>
      <image:caption>Use what you already have. Most accounting software can generate the reports you need for basic dashboard metrics. Excel or Google Sheets are perfectly adequate tools for getting started. You don't need to purchase dashboard software or learn how to use it until you've proven the discipline of actually using simpler tools consistently.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/what-they-dont-tell-you-confusing-financial-reports-are-not-acceptable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/successful-nonprofit-spend-money-to-save-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/the-silent-crisis-when-your-board-checks-out-during-financial-reports</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/ba8a9acb-fa7e-45f9-a6c6-cc2579a9d6c5/three-adults-one-woman-with-graying-hair_uHyrQ-S9Ssyaso9VKNdSgw_p35lN8ZHRjmVC__Rg5caSw.png</image:loc>
      <image:title>Blog - The Silent Crisis: When Your Board Checks Out During Financial Reports - The real question nobody asks: Did your board actually understand what they just heard? More importantly, do they care?</image:title>
      <image:caption>Many nonprofit leaders face a disheartening reality: their boards have checked out financially. Not because board members lack integrity or intelligence, but because traditional financial reporting—dense spreadsheets, lengthy narratives, rows of numbers—creates barriers too high for busy volunteers to climb. And when boards disengage from the financial health of the organizations they govern, risks accumulate quietly.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/54542660-6e5e-4fda-a4f3-705fed614c6c/nonprofit-board-crisis-financial-reports.png</image:loc>
      <image:title>Blog - The Silent Crisis: When Your Board Checks Out During Financial Reports - Think about it from a board member's perspective. You arrive at a meeting already slightly rushed. You're holding multiple thoughts. Someone hands you a ten-page financial packet. Within thirty seconds, you need to shift mental gears and extract meaning from unfamiliar data formats. Most people's brains just... nope.</image:title>
      <image:caption>Now imagine instead: you see a dashboard with three or four clear visual indicators of how your organization stands. Your unrestricted reserves (shown as a trend line and a gauge). Your revenue compared to budget (maybe a simple comparison). Your program expense ratio (a single, clear number). You grasp the story in the time it takes to glance at your phone.</image:caption>
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  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/identity-and-resilience-in-nonprofit-leadership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/ef088eb2-9be7-4e28-98f7-b696d6a460bc/Grandmother+with+children</image:loc>
      <image:title>Blog - Identity and Resilience in Nonprofit Leadership - As a child, this meant that we should have high expectations of ourselves and that our behavior reflected on the whole family.</image:title>
      <image:caption>As an adult, I’ve come to see multiple layers in the phrase.  One important one, that I work to instill in my own children, is that they have family members and ancestors who have done great things; therefore, they can also have big accomplishments.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/0cc2998e-11c0-429a-95e3-6b13cb41ed87/Latina+mentor.</image:loc>
      <image:title>Blog - Identity and Resilience in Nonprofit Leadership - Your job includes making yourself less necessary. Build up your team. Delegate meaningful authority. Create opportunities for others to represent the organization publicly. When someone asks, "Can we meet with the executive director about this?" consider whether someone else on your team could handle it.</image:title>
      <image:caption>This isn't just about succession—it's about recognizing that you are not the sole repository of the organization's value and expertise.</image:caption>
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  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/what-they-dont-tell-you-get-a-5th-grade-math-teacher-to-be-your-treasurer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/when-mission-creep-includes-personnel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/e00c0648-a62b-40ea-96c5-b42db5f1fd56/mission-creep-nonprofit-personnel.png</image:loc>
      <image:title>Blog - When Mission Creep Includes Personnel - We talk a lot about mission creep in programs, but what about mission creep in our personnel decisions?</image:title>
      <image:caption>Mission creep, the expansion of activities beyond the mission, represents a constant temptation. It can start with good intentions, like when you go on a trip and offer to pack a little something extra for a friend. But when that little something extra becomes a little more, and a little more, before you know it you’ve taken on more than you ever intended and it’s causing a lot of stress and strain!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/ff9a299b-2421-418d-bbbe-eb2ed4e38f20/a-vibrant-3d-animation-image-of-a-woman-_RgR7rvy1ToCUH-TbWOibDQ_FRkXwlVtSFyMq8pOgC3zfg.png</image:loc>
      <image:title>Blog - When Mission Creep Includes Personnel - When we make staffing decisions based on personal relationships, comfort, or avoiding difficult conversations rather than mission effectiveness, we risk something bigger than individual job security. We risk failing the communities we exist to serve.</image:title>
      <image:caption>The families waiting for housing assistance don't care that Terry is nice. The students needing tutoring don't benefit from our desire to avoid making Aspen sad. The animals in shelters aren't helped by our reluctance to make strategic changes.</image:caption>
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  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/your-cpa-will-not-take-care-of-it-why-executive-directors-must-lead-financial-stewardship</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1756482531760-3ITL4S36NH7VVV2Y0OLG/executive-director-financial-stewardship.png</image:loc>
      <image:title>Blog - Your CPA Will Not Take Care of It: Why Executive Directors Must Lead Financial Stewardship - Most American adults, including most executive directors, have some level of math anxiety.  If you’re one of them, you’re in good company because this describes 13 out of 14 people.  The standard financial reports, and the way they get presented, typically makes this situation worse.  They were created with a CPA as the target audience, not you.  So it should come as no surprise that dealing with the finances can sometimes feel like getting your teeth pulled.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/ac6cfea3-2ba9-4afc-b371-88df738c9074/contemplative-nonprofit-staff-hates-numbers-and-math.png</image:loc>
      <image:title>Blog - Your CPA Will Not Take Care of It: Why Executive Directors Must Lead Financial Stewardship - Many executive directors have also internalized the belief that financial management isn't "mission work." When you're passionate about serving your community, dealing with budgets and cash flow can feel like a distraction from “the real work.” This mindset creates an artificial separation between mission and money that simply doesn't exist in successful nonprofits.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/0d8ed706-7a03-4d1a-8fe8-ab5019db6abe/nonprofit-staff-pay.png</image:loc>
      <image:title>Blog - Your CPA Will Not Take Care of It: Why Executive Directors Must Lead Financial Stewardship - Perhaps most frustratingly, this conservative approach often extends to equipment and tools. You'll hear arguments for keeping inadequate technology "because it works" or underpaying staff "to keep costs down," even when these decisions are actually costing the organization money and mission impact in the long run through reduced productivity, lower morale, and higher turnover.</image:title>
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  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/beyond-the-bat-nonprofit-leadership-lessons-from-ozzy-osbourne</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/21b51a9d-0683-4018-a438-1bda324f596a/ozzy+osborne+standing+proud</image:loc>
      <image:title>Blog - Beyond the Bat: Nonprofit Leadership Lessons from Ozzy Osbourne - Ozzy Osbourne's passing marks the end of an era. His tumultuous and undeniably impactful career offers some surprisingly relevant, albeit unconventional, lessons for those of us navigating the complex world of nonprofits.</image:title>
      <image:caption>Maybe you’ve even told yourself, “I need someone to show me the things in life that I can’t find.”  Maybe the nonprofit conventional wisdom hasn’t quite clicked for you.  Why not look in an unconventional place for some fresh ideas?</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/58a8a41a-2879-456e-9ca2-d4f54b50c138/Latina+Professional+with+Mohawk</image:loc>
      <image:title>Blog - Beyond the Bat: Nonprofit Leadership Lessons from Ozzy Osbourne - Ozzy, and his first major band Black Sabbath, didn't try to fit into the existing musical landscape.</image:title>
      <image:caption>They created a new musical genre that has inspired fifty years of head-banging and spawned thousands of musicians from garage bands to mainstays like Metallica and Gojira.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/9f4e97a6-73eb-4ee7-916d-898f942f8534/3D+portrait+of+Ozzy+Osborne</image:loc>
      <image:title>Blog - Beyond the Bat: Nonprofit Leadership Lessons from Ozzy Osbourne - Ozzy's life gives us a masterclass in overcoming significant personal and professional challenges, many of his own making. He fell, got back up, and kept going.</image:title>
      <image:caption>He even had two “final” tours (but continued performing)!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/15f5e42b-5448-4986-9784-3810215862f1/Ozzy+and+Sharon+Osborne</image:loc>
      <image:title>Blog - Beyond the Bat: Nonprofit Leadership Lessons from Ozzy Osbourne - While Ozzy was the frontman, and the object of much fame and adoration, his wife Sharon Osbourne was undeniably the strategic mastermind.</image:title>
      <image:caption>She navigated his career through unimaginable highs and lows and brought stability to Ozzy’s life and their children’s.</image:caption>
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  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/yes-your-nonprofit-needs-directors-amp-officers-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
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      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - Nonprofit board service is a noble endeavor and a chance to contribute to a cause you believe in. However, the very real personal risks get much less attention. Successful nonprofits make informed, strategic decisions about risk management.</image:title>
      <image:caption>Let's dissect a critical, yet often overlooked, aspect of board member liability: Directors &amp; Officers (D&amp;O) liability insurance.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/431d138f-d93a-42f1-873f-29dd8cb9e3d8/business-elephant-financial-reporting.png</image:loc>
      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - In these situations, the nonprofit itself is a target, but so too are individual board members. Their personal assets could be on the line.</image:title>
      <image:caption>This is precisely where D&amp;O insurance steps in. It’s designed to protect the personal assets of board members (and officers) against lawsuits related to their board service.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/8b16eb6e-a422-4ea2-af2d-23fee527bf77/a-polished-3d-render-depicts-a-heartwarm_fQ4X1PInRsKKRMuqCi_Fxw_5Sp9jaR_Qr6IDxPVjOlOkQ.png</image:loc>
      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - If I had a dollar for every time I’d heard a board member remark that they could recruit some high-profile, influential community member to join the board I could make a very, very generous gift to my favorite nonprofit.</image:title>
      <image:caption>But you’ll have a hard time convincing that person to join your board if you don’t carry D&amp;O.  They won’t want the personal liability and they’ll also interpret its absence to mean the organization is immature.  In nonprofits, it’s almost like having your mommy still pick out your clothes and dressing you.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/e187a879-0328-4847-9c8c-fdc9b42f13d8/good-intentions.png</image:loc>
      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - While the "Good Samaritan" laws in some states offer a degree of protection for volunteer board members of nonprofits, these protections are often limited and vary significantly.</image:title>
      <image:caption>They typically shield volunteers from liability for simple negligence but not for gross negligence, willful misconduct, or certain types of intentional wrongdoing.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/5104d365-26fd-4fec-bb20-319e708026f6/a-polished-3d-cartoon-render-depicts-a-c_M7rslAbXQDm_MM_rjvtzwA_umKqaV9zS6GE-kBQGjLyYg.png</image:loc>
      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - This could form part (or all) of your annual gift to the organization.</image:title>
      <image:caption>Does this sound unconventional?  Maybe it is, but I’ve actually done it myself!  And for small nonprofits, particularly those just starting out or those with limited operating budgets, the cost of D&amp;O insurance can feel prohibitive.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/b4fc8d68-6f7d-4904-a4c4-e0fcc5a974d9/a-polished-3d-cartoon-render-focuses-on-_jfSIGKCNQGmjvj_BrzHxGA_uxm-a9czTU-jxPqPFTzNlQ.png</image:loc>
      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - Despite your best efforts, you might find yourself on a board that isn't upholding its fiduciary responsibilities, where the risks outweigh the benefits, or where aspects of organizational immaturity come to weigh more on you than your dedication to the organization or the mission.</image:title>
      <image:caption>In such cases, resignation becomes a necessary, albeit often difficult, decision. If you choose this path, absolute clarity and a meticulous paper trail are paramount.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/5461198c-8ac4-498f-a2b0-6642ccc00375/asleep-at-the-wheel.png</image:loc>
      <image:title>Blog - Yes! Your Nonprofit Needs Directors &amp;amp; Officers Insurance - Even if you have D&amp;O insurance, that doesn’t mean you can take a nap when it comes to your board responsibilities.</image:title>
      <image:caption>The courts don’t look kindly on that sort of behavior and neither will your insurance company.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/good-cuts-bad-cuts-dont-let-your-non-profit-make-these-budgeting-mistakes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/0e8eb455-d438-45b8-a36c-7a223136ff9b/Good+Haircut+Bad+Haircut</image:loc>
      <image:title>Blog - Good Cuts + Bad Cuts: Don't Let Your Nonprofit Make These Budgeting Mistakes - Your nonprofit may have to make cuts this year. Maybe it was going to happen anyway, maybe it's related to the economic uncertainty, or maybe it's related to the change in Federal Grant priorities.</image:title>
      <image:caption>When it comes to making budget cuts at nonprofits, just like with haircuts, some cuts are good and some cuts are bad.  The right cuts will allow your organization to survive and eventually recover.  The wrong cuts could lead to closing your doors.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/c108f640-a427-41c4-a927-97364686e67d/A+Latino+leader+embracing+a+zombie</image:loc>
      <image:title>Blog - Good Cuts + Bad Cuts: Don't Let Your Nonprofit Make These Budgeting Mistakes - Clinging to legacy programs. Beloved legacy programs absolutely should continue into the future in some organizations and some circumstances.   Unfortunately, some legacy programs that have outlived their usefulness yet continue on for years in some nonprofits in sort of a zombie state. To make the healthiest, most effective cuts you have to focus on those cuts that get you to financial health while preserving core mission.</image:title>
      <image:caption>Letting the squeakiest wheel win.  Every organization has some stakeholders who are more vocal, and sometimes more drama inclined, than others. Letting those people dictate decisions is a recipe for making the wrong budget cuts. Instead successful nonprofits keep the mission and the organization's financial health as their North Star.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/d5b27ee3-6243-4553-99bf-1470357f1c57/penny+wise+agency+vs+pound+foolish+agency</image:loc>
      <image:title>Blog - Good Cuts + Bad Cuts: Don't Let Your Nonprofit Make These Budgeting Mistakes - The charts below, using conservative estimates, show how the Penny-Wise Agency spends more than double on technology compared with the Pound-Foolish Agency.  Nonetheless, they end up saving money through reduced turnover and increased staff productivity.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/81bb5451-83b0-4a33-b1b5-71746da58119/Screenshot+2025-04-24+124338.png</image:loc>
      <image:title>Blog - Good Cuts + Bad Cuts: Don't Let Your Nonprofit Make These Budgeting Mistakes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/d08fdf63-b73d-4790-af7f-6dd621f36c57/What+is+our+UVP</image:loc>
      <image:title>Blog - Good Cuts + Bad Cuts: Don't Let Your Nonprofit Make These Budgeting Mistakes - The Matrix Map alone might not get you to optimal clarity.</image:title>
      <image:caption>When you understand your nonprofit’s Unique Value Proposition (UVP), you can make cuts that are even more strategic.  A UVP simply identifies and states what your organization does better than others.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/92b2bdc6-916f-4c82-9dd2-c24643eb7be5/A+nonprofiteer+helping+an+unhoused+veteran</image:loc>
      <image:title>Blog - Good Cuts + Bad Cuts: Don't Let Your Nonprofit Make These Budgeting Mistakes - This is where communication and collaboration can come into play.  Go ahead and reach out to those sister organizations, talk to them, and explore those questions.  More than likely, they’re also trying to figure out how they will navigate budget cuts as well.</image:title>
      <image:caption>For example, let’s say that your nonprofit and two others in your community serve the chronically unhoused, providing a broad spectrum of services to anyone in that population.  After doing the Matrix Map and figuring out your UVP, you’ve become clear that your best financial strategy would have you focusing on just veterans.  And you know that Agency B already does a lot of work with teens and young adults. So why not open a dialog with those other agencies?  If they know your nonprofit wants to specialize exclusively in veterans, they may be happy to refer that population to you; especially if they know that you’ll refer youth to Agency B and all others to Agency C.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/podcast-nicra-invisible-expenses-and-more</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/d6c49f5b-de12-4b7e-8acd-d0c8e1bb1d92/nicra-invisible-expenses.png</image:loc>
      <image:title>Blog - Podcast:  NICRA, Invisible Expenses, and more! - Our founder Sean Hale got to appear on the Funding Futures, Igniting Impact podcast by IQ Ignited. He and Bria Arline discussed the accountant shortage, Negotiated Indirect Cost Rate Agreements, invisible expenses, when a nonprofit really needs a CPA, and more!</image:title>
      <image:caption>Click here to listen or catch it on your favorite podcast app.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/video-does-your-treasurer-have-to-be-a-cpa</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/adapting-to-changing-federal-grant-priorities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/43b771c6-5b40-4ff5-a38b-d7e980581a41/crystal+ball</image:loc>
      <image:title>Blog - Adapting to Changing Federal Grant Priorities - While nobody has a crystal ball that will reveal exactly which promises will get fulfilled or how things will turn out, you can take steps to strengthen your organization and mission to mitigate any negative impacts.</image:title>
      <image:caption>In the back office, strength, resilience, and adaptability can help you weather this or any other potential storm.  While we might not avoid storm damage, good preparation can minimize it.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/67a46d8d-f30b-40dc-b385-9628373aa487/presenting-revenue-growth.png</image:loc>
      <image:title>Blog - Adapting to Changing Federal Grant Priorities - Do you do a cash flow projection?</image:title>
      <image:caption>Do you update it regularly?  At least monthly?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/55aa00d8-bc7d-4c33-980a-ed25244fa163/An+executive+director+deciding+between+plan+a+and+plan+b</image:loc>
      <image:title>Blog - Adapting to Changing Federal Grant Priorities - We make the best plans before an emergency begins rather than when we’re in it.  By building contingency budget scenarios now, you can make thoughtful decisions that are most likely to serve the organization and the mission well.</image:title>
      <image:caption>Scenario A, for example, could explore the possibility that you learn in April that your federal grant will get cut by 50%, effective October 1.   Would you perhaps intentionally not fill vacancies so you would have fewer layoffs in October?  Or would you move the purchase of a new vehicle from March to June when you have greater certainty about next year’s funding?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/does-your-nonprofit-need-a-fractional-cfo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/149cb117-3b67-482b-b5e0-2d6479f3894c/positive-revenue-trend-graph.png</image:loc>
      <image:title>Blog - Does your Nonprofit Need a Fractional CFO? - Fractional CFOs are financial executives who provide strategic leadership in nonprofits for a handful of hours each week or month.</image:title>
      <image:caption>They allow small and mid-sized nonprofits to access the same quality leadership and experience as their larger sister organizations but with fewer hours and at a price they can afford.  Their mix of skilled financial reporting paired with strategic administrative leadership can make the difference between an mission that survives and a mission that thrives.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/c6226291-dc6d-4a66-a5b7-b518e460adc6/nonprofit-fractional-cfo-chief-financial-officer.png</image:loc>
      <image:title>Blog - Does your Nonprofit Need a Fractional CFO? - Fortunately, we can do something about it.</image:title>
      <image:caption>A good narrative and graphics that show the key measures of organizational health, such as what you find in a good dashboard, allow nonprofits to bypass math anxiety by engaging other parts of board members’ brains.  A combination of pie charts, line graphs, and just a sprinkling of text make it easy to quickly identify patterns, understand why or why not a trend is worrisome, and to draw helpful conclusions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/4b73f7df-2b3f-4899-91b7-27f00130a886/financial-assessment-raise-more-money-fundraising.png</image:loc>
      <image:title>Blog - Does your Nonprofit Need a Fractional CFO? - Can you picture how a board that is engaged in financial decisions would participate more in fundraising?</image:title>
      <image:caption>Can you picture how that same board is more likely to step up with their time, treasure, and talent should the organization ever face a crisis?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/fbbd1c97-459e-409e-bd87-babefe18fc3c/unqualified-to-build-financial-systems.png</image:loc>
      <image:title>Blog - Does your Nonprofit Need a Fractional CFO? - In reality, a bookkeeper is to a CFO as a carpenter is to an architect.</image:title>
      <image:caption>Both a carpenter and an architect have key roles to play in building construction, but each has different skills, training, experience, and leadership capacity.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/does-your-treasurer-have-to-be-a-cpa-no</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/641f48bf-1330-4461-8ac1-114c78c6e2f2/nonprofit-treasurer-cpa-difference.png</image:loc>
      <image:title>Blog - Does Your Treasurer Have to be a CPA?  No! - In fact, setting that requirement and expectation can make it very hard time to find anybody to serve as treasurer for your nonprofit.</image:title>
      <image:caption>Let's explore what a good nonprofit treasurers actually looks like.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/d1ef5a02-d272-4c80-84e7-ad9f78949f0c/sledge-hammer.png</image:loc>
      <image:title>Blog - Does Your Treasurer Have to be a CPA?  No! - Having a CPA as a treasurer can be like using a sledgehammer to crack a nut.  For most nonprofits, that person can bring more expertise than you really need to do the job well.</image:title>
      <image:caption>By all means, if you already have a CPA as treasurer or if you can find one who is willing to serve, that's wonderful!  Go for it!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/0457915a-dc23-471e-a69b-0ec5b02c2e6e/a-3d-render-of-an-african-american-male-fifth-grad-SPR-VsVaRvOa-003PaFH0g-z_yOwrcRRxGf7dK-MfB4ag.png</image:loc>
      <image:title>Blog - Does Your Treasurer Have to be a CPA?  No! - Here's another area where having a CPA certification could actually be more of a hindrance than a help: many CPAs, but not all, default to speaking in jargon.  That can actually make them less effective as a treasurer than a fifth grade math teacher, who has years of practice making math and numbers accessible, and even engaging, to non-experts.</image:title>
      <image:caption>So, in all seriousness, an elementary or junior high math teacher should have excellent skills as a treasurer.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/does-your-nonprofit-make-these-common-accounting-mistakes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/3d099bb2-7cd7-4640-97af-1d6ec17dd1ee/staff-wearing-multiple-hats.png</image:loc>
      <image:title>Blog - Does your nonprofit make these common accounting mistakes? - Good bookkeeping doesn’t always get the respect and appreciation it deserves.  That leads too many organizations to assume that a nonprofit employee can add it to their responsibilities as if it were just “other duties as assigned.”  When someone has bookkeeping as one of five, ten, or more regular responsibilities, they can only ever achieve a DIY level of expertise.  That can lead to costly errors and omissions.</image:title>
      <image:caption>When that person is also the executive director or other top leader, then you should also consider carefully what else that person could do with their time.  Even if they happen to have bookkeeping experience from a previous job, doing the bookkeeping ends up being a poor use of their time.  It’s far better for the ED to have coffee cultivating a donor, for example, especially when a single check can pay for months of bookkeeping by a highly qualified bookkeeper.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/494dce34-498b-48d2-aae4-b30f844c92ef/a_smart_nonprofit_leader</image:loc>
      <image:title>Blog - Does your nonprofit make these common accounting mistakes? - Many nonprofit leaders still pay full price for all sorts of software, including the leading bookkeeping software, when most nonprofits can get significant discounts through TechSoup.   At $75 per year for QuickBooks online, it’s practically free!</image:title>
      <image:caption>Pro-Tip 1:  Although QuickBooks has its shortcomings, that’s also true of any accounting software.  Its relatively inexpensive price, its market dominance, and that its fairly user friendly, it is the right choice for 95% of nonprofits with budgets under $3 million.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/59e0a30c-84a8-4480-af75-4b10b73cba71/a_dizzy_leader_overwhelmed_by_the_numbers</image:loc>
      <image:title>Blog - Does your nonprofit make these common accounting mistakes? - Very few nonprofits conduct their meetings in languages like Klingon or Esperanto, yet far too many expect their leaders to make strategic financial decisions using financial reports in what is essentially a foreign language to them.</image:title>
      <image:caption>13 out of 14 American adults have math anxiety.  Once we understand that, it should come as no surprise that most board members and staff leaders get quiet if the only financial data they receive is the basic financial reports that their accounting software generates.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/620da7fd-6860-499a-bb9b-f4345668a164/a_latina_accountant</image:loc>
      <image:title>Blog - Does your nonprofit make these common accounting mistakes? - America has had an accountant shortage for years and the pandemic made it much harder for all employers to attract and retain good talent.</image:title>
      <image:caption>Accountants, bookkeepers, and other financial professionals frequently start work early and leave the office late.  That combined with our typically quiet personality types means that organizational leadership can easily overlook when we’re in imminent danger of burnout.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/escape-the-diy-trap-to-unlock-your-nonprofits-potential</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/b1b62a73-b79d-4513-9cfc-36787429c5bf/a-3d-render-of-a-tired-latinx-leader-wearing-multiple-hats.jpeg</image:loc>
      <image:title>Blog - Escape the DIY Trap to Unlock Your Nonprofit’s Potential - This trap is the belief that "if I have the skill to do the work, or the intelligence to figure it out, then I must do it myself."</image:title>
      <image:caption>After all, you can wear all the hats and do all the things, right?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/e7ac9d46-7ac4-447b-9f73-524ff8704752/nonprofit-capacity-resourcefulness.jpeg</image:loc>
      <image:title>Blog - Escape the DIY Trap to Unlock Your Nonprofit’s Potential - Consider this: should you spend time on a task that could be delegated to someone else?</image:title>
      <image:caption>For example, does it make sense for the executive director with an accounting background to spend a day assembling well-crafted financial reports for the board?  While that might save them the cost of a Fractional CFO doing the work, what if that ED had spent the time fundraising instead?  Wouldn’t coffee with four donors, who each give an average of $1,000, have been a better use of that day?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/9bd8a2e0-b3ae-475e-94e1-46e477e09cfa/nonprofit-capacity-resourcefulness.jpeg</image:loc>
      <image:title>Blog - Escape the DIY Trap to Unlock Your Nonprofit’s Potential - Consider outsourcing non-core tasks and leveraging technology solutions. Many administrative and operational tasks can be streamlined or automated, saving you time and resources for strategic initiatives.</image:title>
      <image:caption>For example:  managed IT.  Sure, you’re smart enough to figure out 9 out of 10 computer-related challenges that you or your staff run into.  You might even enjoy the challenge and change of pace.  But once you take into account your time and the time of the staffer whose computer you’re fixing, the opportunity cost frequently outweighs more than you would have paid an outside professional to take care of it.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/outsourced-bookkeeping-and-why-i-love-it-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/f5dbd044-4368-4890-95be-13d6839c8d67/outsource-bookkeeping-accounting-nonprofit-finance.jpeg</image:loc>
      <image:title>Blog - Outsourced bookkeeping and why I love it now - Not too long ago I didn’t care for outsourced bookkeeping.  It felt expensive and I feared that I would lose control.</image:title>
      <image:caption>But as the world has changed around us, as I’ve learned and grown, and as I’ve gotten more exposure to highly professional, outsourced bookkeeping, I’ve come to see it as a wonderful solution for many nonprofits.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/22baef3e-0325-40f9-b46e-c8cac52377e8/very-busy-accountant-bookkeeper-juggling.jpeg</image:loc>
      <image:title>Blog - Outsourced bookkeeping and why I love it now - Many nonprofits with bookkeeping needs under 40 hours per week can feel tempted to combine that responsibility with others like office manager, greeter, administrative assistant, information technology, and the like.</image:title>
      <image:caption>Sometimes that kind of arrangement works out well.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/want-a-clean-audit-with-less-pain</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/staff-morale-and-inclusive-back-offices</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1721837649637-WR7P62YAAVGI5HVL9HVL/nonprofit-staff-morale-inclusive-back-office.png</image:loc>
      <image:title>Blog - Staff Morale and Inclusive Back Offices - Nonprofit CFOs is now a strategic partner of New Chapter Coaching!</image:title>
      <image:caption>In this video, Sara Leonard interviews me about topics including:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/the-virtual-bank-mess-and-your-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/64d8c3d4-d44f-4ffd-8d72-52b3bcf5a1fb/a-captivating-josei-manga-scene-featuring-a-bank-w-fffgVcXYQkWJuIvNmPKpNQ--r3j46-4R_Waw2cGYq6UPQ.jpeg</image:loc>
      <image:title>Blog - The Virtual Bank Mess and Your Nonprofit - We’re now discovering what can happen when people who like to “move fast and break things” start providing bank-like services.</image:title>
      <image:caption>Over the past few weeks, frightening reports have come out about how virtual banking intermediary Synapse declared bankruptcy.  Because Synapse was an intermediary, and not a bank itself, this has left depositors unable to access their funds even though the bank that holds the funds has FDIC coverage.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1720629568253-ZEIXSL38HYFQFJ35W4R9/nonprofit-virtual-banking-issues.jpeg</image:loc>
      <image:title>Blog - The Virtual Bank Mess and Your Nonprofit - Do you have too many eggs in one basket? Does the institution have FDIC coverage in place? Can you afford to have your deposits at the bank locked up for an indefinite period of time? Engage a professional to help you fully assess your risk and identify the best course of action</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/im-an-influencer-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/13f315b7-5eee-4209-ad21-2b92ba7bf5bd/capital-champions-top-50-nonprofits-DC-metro-area.png</image:loc>
      <image:title>Blog - I’m an influencer?!?! - Wow! I get to appear on this list of very accomplished nonprofit leaders and influencers compiled by The Work Times.</image:title>
      <image:caption>What an honor!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/the-financial-support-desert</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/af45d535-1f09-42e6-ac91-da562990f61b/coffee-conversation-with-sean-hale.jpg</image:loc>
      <image:title>Blog - The accounting support desert - Why do nonprofits struggle to find accounting support these days?</image:title>
      <image:caption>I got to have a coffee conversation about this with Ginny Waller of Waller Consulting plus a few more topics:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/looking-for-a-man-in-finance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/b747ef0b-cc59-4ef6-b0e5-027ccb5c6d99/looking-for-a-man-in-finance.png</image:loc>
      <image:title>Blog - Looking for a man in finance? - Is your nonprofit, like the viral TikTok video, “Looking for a Man in Finance?”</image:title>
      <image:caption>While I definitely want to steer clear of giving romantic advice, when it comes to your organization’s financial management I hope you’ll take a different approach.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/db6dd1c3-cd5c-43f2-ae7d-2067811d4812/a-captivating-manga-style-illustration-of-four-div-8lWOVZ6EQxWrXtsTCMgOkQ-xz2bnUyQQumpNiUvDUMpkQ.jpeg</image:loc>
      <image:title>Blog - Looking for a man in finance? - Even though you’ve hired a great candidate, you still have work to do.  This kind of relationship, not unlike a marriage, has the best chances for success when you treat it like a long-term investment.</image:title>
      <image:caption>That includes:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/so-you-want-to-start-a-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/0448be94-feb2-42da-b7df-bb4281c6d59c/a-captivating-realistic-anime-style-illustration-o-rZlidSO4S3eBwvc-xW6xkA-K1GY1LKtTbqAHF8ohv3JHQ.jpeg</image:loc>
      <image:title>Blog - So you want to start a nonprofit? - There is no pot of gold at the end of the rainbow</image:title>
      <image:caption>Despite urban legends to the contrary, money does not come easily to start up nonprofits.  Fundraising represents a constant challenge even for well-established organizations.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/7ca8898a-793a-4450-9d4d-b6ede9c17ffe/a-poignant-illustration-of-a-woman-in-the-realisti-RGVy40z8SLeSRU0QWKj9ow-6I7dV8mRRhWE4ZiDYybBkg.jpeg</image:loc>
      <image:title>Blog - So you want to start a nonprofit? - Are you ready?</image:title>
      <image:caption>If you’ve never run a successful business or held a leadership position in a nonprofit, then before you start a nonprofit I recommend you do a few other things first.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/2d1210be-89b4-4729-aca6-cadb2e011a77/starting-a-nonprofit-organization.jpg</image:loc>
      <image:title>Blog - So you want to start a nonprofit? - Double check:  do you want to lead or want to directly serve?</image:title>
      <image:caption>Being a leader/founder and directly serving are two very different roles. Both are good and needed, but different people will excel in each one.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/back-office-interns-for-your-nonprofit-oh-yes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/what-your-nonprofit-should-do-about-your-accounting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/sean-hale-consulting-has-a-new-namenbsp-nonprofit-cfos</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/405496fe-6f10-483b-9653-06131671c8ef/nonprofit-cfos-logo-green-horizontal.png</image:loc>
      <image:title>Blog - Our New Name - Nonprofit CFOs! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/da683749-7050-4b3a-b884-d3d0bdc934ed/6+proud+accountants</image:loc>
      <image:title>Blog - Our New Name - Nonprofit CFOs! - All of that led us our new name:  Nonprofit CFOs.</image:title>
      <image:caption>No one name can check all the boxes, but this one comes pretty close.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/giving-circle-10</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241373-GPMK31CETFH2N0V0XR3W/Giving+Circle</image:loc>
      <image:title>Blog - Giving Circle 1.0 - We really like the general concept but wanted to try something a little different.  Something that would:</image:title>
      <image:caption>Speak to our values and priorities as social entrepreneurs Have a simple process for us Not ask busy nonprofit staff to do any extra work Deepen our knowledge and appreciation of the great organizations doing great work around the world Help us grow closer as a group</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241376-8HSM4ZTUZI0593ZMNBW9/SEAN+Giving+Circle.jpg</image:loc>
      <image:title>Blog - Giving Circle 1.0 - The S.E.A.N. is more than just the world’s best acronym.</image:title>
      <image:caption>In all seriousness, we’re a loose group of Austin-area professionals who at one point worked for nonprofits and who today provide services to the nonprofit sector.  For the most part, we work deeply in technology and/or are building solutions that can scale beyond what just one or two people can accomplish alone.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241379-NDGP7BN7B949LALINYUV/Against_Malaria_Foundation.svg.png</image:loc>
      <image:title>Blog - Giving Circle 1.0 - 20 minutes after we started, we had a winner:  The Against Malaria Foundation.</image:title>
      <image:caption>They do great work providing mosquito nets in Africa.  This mosquito-borne illness kills 400,000 people annually and sickens millions more.  A $2 mosquito net can literally save a life and also have a big economic impact.  The organization estimates that every $1 spent on mosquito nets can have a $12 economic impact.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/fraud-prevention-at-your-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241357-SY0KVKG5RDKDDS1H5G6F/Nonprofit+employee+stealing+cash</image:loc>
      <image:title>Blog - Fraud Prevention at Your Nonprofit - The nonprofit “vibe” represents a key ingredient for most successful nonprofits.  It includes trust, optimism, friendliness, and genuine warmth towards other people that you rarely find outside the sector.  This allows us to attract people with a higher level of loyalty, commitment, and skills than we probably could on the paycheck alone.</image:title>
      <image:caption>These same strengths can also become a dangerous trap that too many good organizations fall into.  An excess of trust in particular, without any checks and balances, can lead to situations that create moral, financial, and sometimes even physical jeopardy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241360-CQOSDRLM2VPPVJOP2U1O/nonprofit+fraudster</image:loc>
      <image:title>Blog - Fraud Prevention at Your Nonprofit - We rarely know everything that goes on in peoples’ heads and science has confirmed that humans have a tremendous capacity to rationalize all sorts of behaviors.</image:title>
      <image:caption>In the case of fraud, the rationalization often begins innocently.  They may tell themselves, “I’ll pay back the money after my next paycheck and nobody will ever notice.”</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241364-N8BCPSUGN8EYDJ9F2USV/nonprofit+whistleblower</image:loc>
      <image:title>Blog - Fraud Prevention at Your Nonprofit - Want to know the single best way to detect fraud?  It’s a strong, active whistleblower protection policy.  When staff witness inappropriate financial behavior and trust that they will not face retaliation for reporting it, they give you the best kind of protection by speaking up.</image:title>
      <image:caption>Note:  the exact right policies and processes will look different for each organization, so please treat the above as general information rather than as a precise prescription for your nonprofit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/do-your-financial-staff-feel-constantly-ambushed</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241344-O7TVBB7HWA3LFYE2G2PS/A+startled+accountant</image:loc>
      <image:title>Blog - Do your financial staff feel constantly ambushed? - Most numbers people are introverts.  And only 7% of Americans really feel at ease with numbers. So, it should come as no surprise that your financial staff might sometimes behave a little differently from the rest of your staff.</image:title>
      <image:caption>Many people feel quite at ease with someone dropping into their office or an impromptu conversation in the hallway.  Most financial people do not.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241347-44X8H9Z2FOR2MCON9CR5/worried-brown-skinned-office-worker.png</image:loc>
      <image:title>Blog - Do your financial staff feel constantly ambushed? - By "ambushed," I don't mean the other person's intent.  My girlfriend and our friends certainly had the best of intentions when they threw that little surprise party.</image:title>
      <image:caption>But “ambushed” is how we can feel when we have to engage in surprise interactions.  That's especially true if we're tired, in the middle of recharging our batteries, or deep in thought.  Or sometimes even just refilling our coffee.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241350-DOWOH8WQ479FIAM54I3S/businesswoman-with-secrets-no-talking-mask.jpg</image:loc>
      <image:title>Blog - Do your financial staff feel constantly ambushed? - This is about more than just your interactions with your financial staff.  To get the best results, use your influence as a leader to cultivate a culture that welcomes introverts and gives them a sense of belonging.</image:title>
      <image:caption>That doesn’t mean that your extroverts need to get muzzled or have to walk around on pins and needles; but it does mean finding a balance where the different personality types can work together in ways that allow them both to bring their best selves to the office.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/bookkeeping-for-a-tiny-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241333-9RSOSWLO11ZMO4EW59TV/Person+who+needs+more+money</image:loc>
      <image:title>Blog - Bookkeeping for a Tiny Nonprofit - Running a nonprofit is tough.</image:title>
      <image:caption>Finding a way to cover bookkeeping and other administrative expenses while not running afoul of the Overhead Myth can tie a nonprofit leader up in knots.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241337-FNFOC4GPWVD60DDW68YV/unicorn+bookkeeper</image:loc>
      <image:title>Blog - Bookkeeping for a Tiny Nonprofit - If the other options don't work out for you, then you may have to pay someone for bookkeeping services. That can lead you to a quest to find a unicorn: the paid bookkeeper who does good work, charges very little, and who will take on a client who only needs a handful of hours each month.</image:title>
      <image:caption>So, how can you find this unicorn?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/25-years-as-a-nonprofiteer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/should-i-switch-to-the-nonprofit-sector</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241319-BHLB2GBVO0ZZHQAJBV2V/Nonbinary+multi-racial+person.+Thinking+hard.+Bu_xl-1024-v1-0.png</image:loc>
      <image:title>Blog - Should I Switch to the Nonprofit Sector? - People regularly ask me if they should switch to the nonprofit sector.</image:title>
      <image:caption>After all, the nonprofit sector has much to recommend it.  You get to: Work for a cause you feel passionate about Interact with people who share your passion, and Make the world a better place</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241322-IVT01IJMLT7N0TIGQR65/Latina+Woman.+Deep+in+thought.+Business+casual.</image:loc>
      <image:title>Blog - Should I Switch to the Nonprofit Sector? - Although our country has hundreds of wealthy grantmaking organizations, they already get requests for funding that far exceed what they will award each year.   You may have deep passion for your mission and a very compelling story to tell, but you’ll be getting in line behind hundreds of other organizations who have the same.</image:title>
      <image:caption>Chances are, a nonprofit already exists in your area that does work in your passion area.  In large cities, you might find dozens of such organizations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/where-have-all-the-accountants-gone</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241311-Q46IYJYSYOY0HDIG48C8/Guitar%2C+flowers%2C+and+accountant+with+tan+skin.+Bl_xl-1024-v1-0.png</image:loc>
      <image:title>Blog - Where have all the accountants gone? - The accountant shortage inspired me to update the lyrics to Peter, Paul &amp; Mary's classic "Where have all the flowers gone."</image:title>
      <image:caption>Below you'll what I cooked up together with ChatGPT (because it’s a great collaborator for all sorts of professional and creative endeavors).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/unhappy-holidays-for-accountants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241305-3KYK3YNBU1OUWKTAD4ER/unhappy-holidays-for-accountants.png</image:loc>
      <image:title>Blog - Unhappy Holidays for Accountants - I can tell it's the end of the year because nonprofit accountants are quitting their jobs left and right.  This happens every year around this time.</image:title>
      <image:caption>Only a week into December I've already had a former client tell me their one accountant just gave notice and a colleague reach out to me to discuss leaving their job to join our team.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/is-mackenzie-scott-the-red-hot-chili-peppers-biggest-fan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241298-B91IDGG2VA0I7PYL51QZ/mackenzie-scott-red-hot-chili-peppers-biggest-fan.jpg</image:loc>
      <image:title>Blog - Is MacKenzie Scott the Red Hot Chili Peppers’ biggest fan? - As the nation’s most visible philanthropist, MacKenzie Scott has earned significant attention for the large donations she’s made and for how she made those gifts.</image:title>
      <image:caption>Her giving brings to mind the lyrics of the Red Hot Chili Peppers’ 1991 hit song “Give it Away.” Is it possible that Scott, in addition to her altruistic drive, wants to demonstrate that she is the band’s biggest fan?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/overcoming-the-nonprofit-accountant-shortage</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241291-LWSN7921SKFF3JTNWAFZ/overcoming-the-nonprofit-accountant-shortage.png</image:loc>
      <image:title>Blog - Overcoming the Nonprofit Accountant Shortage - The accountant shortage has made it significantly harder for nonprofits to attract and retain skilled accounting staff.  This hurts organizations’ ability to engage in financial planning, provide accurate financial reports to funders, get a clean audit, and otherwise maintain good financial health.</image:title>
      <image:caption>Fortunately, 501(c)3s can overcome this shortage in ways that can quickly pay for themselves.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/what-makes-it-so-hard-to-hire-a-nonprofit-accountant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241284-HDCZA4JUYDBD9TSRCQR7/challenges-hiring-nonprofit-accountant.png</image:loc>
      <image:title>Blog - What makes it so hard to hire a nonprofit accountant? - If you’ve tried to hire a nonprofit accountant lately, how did it compare to pre-pandemic hiring?</image:title>
      <image:caption>My observation:  nonprofits find it so hard to hire an accountant these days that it even inspired me to update the lyrics to the Peter, Paul, and Mary classic “Where Have All the Flowers Gone?”</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/setting-up-the-accounting-for-a-new-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241277-Z3VGQ9937NVPP17M5TDW/accounting-setup-for-new-nonprofits.jpg</image:loc>
      <image:title>Blog - Setting Up the Accounting for a New Nonprofit - Setting up a new nonprofit involves big joys and big challenges.</image:title>
      <image:caption>Over my career I’ve seen too many organizations with great missions stumble because of mistakes they made setting up their back office.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/start-your-fiscal-year-on-the-right-foot</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/function-to-flourish</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241268-9A7OVCRU5DTJA0Y4CQO6/bicurean-podcast-function-to-flourish.png</image:loc>
      <image:title>Blog - Function to Flourish - Aicila Lewis interviewed me for the Bicurean Podcast.</image:title>
      <image:caption>We covered a variety of topics including what a Fractional CFO does, making financial reports accessible, and more.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/van-halen-and-hiring-the-right-staff-for-your-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241257-QHLYEWM9IS4L5TP95YIU/hiring-the-right-nonprofit-staff-van-halen.png</image:loc>
      <image:title>Blog - Van Halen and Hiring the Right Staff for Your Nonprofit - Van Halen's Brown M&amp;M Test:</image:title>
      <image:caption>Van Halen's use of the brown M&amp;M test offers a fascinating glimpse into how to create a simple way to perform a quality assurance check. By requesting a bowl of M&amp;M candies with all the brown ones removed in their contracts, the band sought to determine the level of diligence and professionalism displayed by the local contractors responsible for setting up their shows.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241261-UAYIGNS0BKY19DJQID88/image-asset.jpg</image:loc>
      <image:title>Blog - Van Halen and Hiring the Right Staff for Your Nonprofit - Unicorns are beautiful, majestic creatures who can grant our wishes and are perfect in every way.</image:title>
      <image:caption>And we need to remember that they’re not real, especially when crafting our job descriptions and hiring processes.  Unless you have magical resources, adjust your expectations to hiring a human who can do a good job without expecting them to perform miracles.  Carefully consider what hiring criteria you “must have” versus those that are “nice to have.”  And please limit the “must have” criteria to what to job truly requires.  For example some jobs, like a fundraiser, need someone with effective fundraising skills much more than skills like attention to detail, right?  So “attention to detail” should end up in the “nice to have” column (if it’s a criteria at all).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/finance-and-accounting-for-small-nonprofits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241251-A3UHFJB2Z0D23XU7SBIK/finance-and-accounting-for-small-nonprofits.jpg</image:loc>
      <image:title>Blog - Podcast: Finance and Accounting for Small Nonprofits - We covered a variety of topics of interest to small nonprofits.</image:title>
      <image:caption>That includes math anxiety, engaging your board and management in finances, using the matrix map for difficult budget decisions, why not to use QuickBooks as your donor database, Fractional CFO services, and Indirect Cost Rates.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/five-five-things-that-make-count-von-count-a-great-role-model-for-accountants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241241-ZQHU56KXLXX19MIUNUV7/the-count-sesame-street-accountant.png</image:loc>
      <image:title>Blog - Five, FIVE, Things that Make Count von Count a Great Role Model for Accountants - Accountants:  Let’s be more like the Count from Sesame Street. Seriously. Sesame Street covers some important professional skills that our professional training doesn’t usually cover.</image:title>
      <image:caption>Count von Count doesn’t just love numbers: he loves to share his joy with others.  When we remember to use him as a role model, it will go a long way toward having the relationships, influence, and impact we want to have beyond the general ledger.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241244-67KOR3XJ0X0FGWXFGBDZ/Untitled+design%28122%29.jpg</image:loc>
      <image:title>Blog - Five, FIVE, Things that Make Count von Count a Great Role Model for Accountants - When it comes to complex data sets, including financial reports, we need to translate those beyond just the numbers and choosing appropriate vocabulary.</image:title>
      <image:caption>Consider the fact that few of our non-accounting peers have an accounting background:  93% of American adults have math anxiety. So we need to thoughtfully transform those raw numbers into graphics that communicate the key concepts. This is also about inclusion:  involving more people at the decision-making table, especially those from historically marginalized communities.  (Yes, while numbers themselves might be neutral, the way we present them absolutely has an impact.)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/good-systems-prevent-burnout-and-fraud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241233-9YEYP1XKZNE628EEF6N2/grantwriting-simplified-podcast-prevent-burnout-and-fraud.png</image:loc>
      <image:title>Blog - Good systems prevent burnout and fraud - We got to discuss a variety of my favorite topics.</image:title>
      <image:caption>Accounting best practices for nonprofits Making financial reports inclusive and engaging for everyone, even if they aren’t “numbers people” Good systems Burnout prevention Fraud prevention</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/silicon-valley-bank-and-your-nonprofit-worry-but-dont-panic</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241227-LIUC5T34AVKM6FQVRH40/silicon-valley-bank-nonprofit-effects.jpg</image:loc>
      <image:title>Blog - Silicon Valley Bank and Your Nonprofit (worry but don’t panic) - The sudden collapse of Silicon Valley Bank serves as a reminder to all nonprofits:  bad things can happen when you keep all your eggs in one basket.</image:title>
      <image:caption>In the course of 24 hours last week, that bank went from looking fairly healthy to becoming essentially worthless as it became unable to give its depositors back their money.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/happy-birthday-overhead-myth-please-die-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241220-1DB0RPRF6A73HLW9VZTH/Cartoon_zombie_with_a_birthday_hat_.png</image:loc>
      <image:title>Blog - Happy Birthday Overhead Myth.  Please Die Now. - And that 10 years have passed since Dan Palatta’s presentation damning the Overhead Myth became the most popular nonprofit TED talk of all time?</image:title>
      <image:caption>If you know anyone looking for a poster child for zombie beliefs, tell them we’ve found one for them!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/what-can-nonprofits-learn-from-southwest-airlines</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241213-MU74VF1EF8EE44KDIX3D/what-can-nonprofits-learn-from-southwest-airlines.png</image:loc>
      <image:title>Blog - What can Nonprofits learn from Southwest Airlines? - From innovation to disaster</image:title>
      <image:caption>Southwest depended on an old-fashioned phone tree to reassign flight crews following disruptions.  The airline that had done so much to innovate and modernize aviation fifty years ago somehow thought that what passed for cutting edge back then didn’t need updating for the 21st century.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/the-overhead-myth-10-years-later</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/how-to-keep-good-administrators-and-accountants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241201-XOBTUAJR4XMQ0J4DYQRU/do-good-better-podcast-keep-administrators-and-accountants.jpg</image:loc>
      <image:title>Blog - How to keep good administrators and accountants - We discuss things like how to identify, hire, and retain a good administrator.</image:title>
      <image:caption>Click here to listen to the whole interview.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/technology-tips-for-nonprofits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/im-an-influencer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241189-253V07IEQG3QF6VELZWV/nonprofit-financial-influencer.jpg</image:loc>
      <image:title>Blog - I’m an Influencer!?! - I woke up the other day to see that NX Unite had added me to their list of nonprofit influencers, together with a bunch of people who I respect and admire.</image:title>
      <image:caption>What a great honor!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/yes-financial-dashboards-can-make-an-impact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241180-UOEOOZ8D4LQ5UH197BPK/impactful-financial-dashboards.jpg</image:loc>
      <image:title>Blog - Yes! Financial Dashboards Can Make an Impact! - What is a financial dashboard?</image:title>
      <image:caption>Just like your car’s dashboard provides you critical information on the car’s performance and safety, a financial dashboard will make this information quick and easy to access.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nicra-getting-your-grants-to-cover-indirect-costs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241168-UEZAB4B7DB8YA1VU80G6/nicra-grants-and-overhead-costs.jpg</image:loc>
      <image:title>Blog - NICRA:  Getting your grants to cover indirect costs - Does your nonprofit get fully reimbursed for the indirect costs associated with your grants or just a fraction?</image:title>
      <image:caption>If you receive grants from agencies like the Health and Human Services Commission (HHSC), you can potentially triple or quadruple your indirect cost rate reimbursement by putting a Negotiated Indirect Cost Rate Agreement (NICRA) into place.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241171-BIIFQ717X76GO2B1OENJ/de+minimums+Screenshot+2022-08-30+182919.jpg</image:loc>
      <image:title>Blog - NICRA:  Getting your grants to cover indirect costs - Let’s say your nonprofit has one program with two government grants worth a total of $1.7 million per year and you have indirect costs of $300 thousand.  If you only collect the de minimus rate of 10%, that means you still need to raise $130 thousand to cover all of your indirect costs.  And that would be on top of fundraising to cover your unallowable costs.</image:title>
      <image:caption>If you had a NICRA in place, you could use the grants to cover your full indirect costs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/start-of-the-fiscal-year-best-practices</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241159-DEZ2ANWL6KJ6GPDJ61GL/start-the-fiscal-year-best-practices-webinar-panel.jpg</image:loc>
      <image:title>Blog - Start of the Fiscal Year Best Practices - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/how-to-build-your-budget-in-excel</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241152-GIKM1GHU6MNOZ05D7E40/build-your-budget-in-excel.jpg</image:loc>
      <image:title>Blog - How to build your budget in Excel - Want to learn how to build your nonprofit’s budget?</image:title>
      <image:caption>Nonprofit Web Advisor invited me to present on this topic and now it’s available on demand!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/how-can-administrators-self-advocate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241144-2YXVFPLGQ6Q0G8JGFUPG/how-nonprofit-administrators-advocate-for-themselves.jpg</image:loc>
      <image:title>Blog - How can administrators self-advocate? - Take time to craft and practice your message.</image:title>
      <image:caption>Personally, I like to get my ideas out on paper and then build an outline for conversations like this.  Not a full script, but enough notes so that I can present all my key ideas in the right order.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/do-you-have-a-strong-back-office</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241134-C8JXWVQ48EUPZNBGGXG6/strong-back-office-assessment-and-guidance.png</image:loc>
      <image:title>Blog - Do you have a strong back office? - Does good administration really make a difference in your nonprofit’s success? Yes!</image:title>
      <image:caption>A nonprofit without strong accounting, operations, and related functions works about as well as you would without a skeleton.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/how-to-read-your-nonprofits-financial-report</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241126-L46O620AEGQ378GSKLD6/how-to-read-nonprofit-financial-reports.jpg</image:loc>
      <image:title>Blog - How to read your nonprofit’s financial report - Nonprofit Web Advisor recently invited me to present on one of my favorite topics: how to read your nonprofit’s financial report.</image:title>
      <image:caption>And we had enough time left over to cover another favorite: how to present financial reports that won’t make eyes glaze over!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/how-to-build-reserves-painlessly</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/audits-wont-protect-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241102-CYHIYGWN48JO9N4LISV3/financial-audits-fraud-prevention-alternatives.jpg</image:loc>
      <image:title>Blog - Audits won’t protect you - An audit will not protect your nonprofit from fraud. It provides weak protection, at best, against fraud.</image:title>
      <image:caption>Too many nonprofits spend $5k, $10k, or more every year for something that does not deliver what they think.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241107-UPD89MQO8LHRQYTAMW6D/the-thief-in-your-company.jpg</image:loc>
      <image:title>Blog - Audits won’t protect you - I remember a board member asking me early in my career, “if you wanted to steal from this organization how would you do it?”</image:title>
      <image:caption>I gave him a good list just off the top of my head because the audit was our main internal control.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofits-and-inflation-my-interview-with-academic-journals</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241115-R0DT4GE1GI0K26062FRM/NPBA+cover.png</image:loc>
      <image:title>Blog - Nonprofits and Inflation:  My interview with academic journals - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/document-your-processes-with-loom</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/inflation-update-it-doesnt-look-good</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/math-anxiety-academic-journals-are-noticing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241080-7T93EGFQVWYMZEN2BP9Z/business-administrator-academic-journal-math-anxiety.JPG</image:loc>
      <image:title>Blog - Math anxiety: academic journals are noticing! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241084-JCDOACOO817ZKQ9DG7QV/nonprofit-business-advisor-inflation-effects.JPG</image:loc>
      <image:title>Blog - Math anxiety: academic journals are noticing! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/building-reserves-protect-your-nonprofit-from-the-next-storm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241073-TLJQ516UBU8H2TYYWLGF/Savings+trees.png</image:loc>
      <image:title>Blog - Building Reserves (protect your nonprofit from the next storm) - Case in point</image:title>
      <image:caption>Once upon a time I got to work with a great nonprofit.  Good people, exciting mission, changing lives.  I’d only been involved a few days before discovering a big weakness:  no cash reserves.  What does that mean?  In their case, they were about two weeks away from running out of money.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/why-should-your-nonprofit-have-an-investment-philosophy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241065-7TPV0MGVTNJKDV0JTATY/nonprofit-snapcast-logo.JPG</image:loc>
      <image:title>Blog - Why should your nonprofit have an investment philosophy? - Mickey Desai invited me to record this quick bonus episode of the Nonprofit Snapcast.</image:title>
      <image:caption>We discuss the importance of an investment philosophy and why, when crafting one, you should take care to avoid letting perfect be the enemy of the good. Click here to listen.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/protect-your-nonprofit-from-inflation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241059-XG67N5X855CUJ9UMZN5G/nonprofit-snapcast-logo.JPG</image:loc>
      <image:title>Blog - Protect your nonprofit from inflation - Mickey Desai invited me to talk about inflation on the Nonprofit Snapcast (podcast). Why? It turns out that inflation has gone up in the past few months. If your nonprofit has a cash surplus sitting in a checking account, you’re losing significant purchasing power every month.</image:title>
      <image:caption>Click here to check out the podcast. (And don’t miss the bonus episode afterwards about mission-friendly investments.)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofit-technology-round-table-discussion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/dont-let-inflation-wipe-out-your-cash-surplus</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241047-7VR2OYFMEBB5LD8ZE2JV/inflation-getting-worse.png</image:loc>
      <image:title>Blog - Don’t let inflation wipe out your cash surplus - Does your nonprofit have more money in the bank than you need to cover day-to-day operations?</image:title>
      <image:caption>If so, rising prices across the economy, AKA inflation, could significantly reduce the value of your nest egg.  Please don’t allow your nonprofit’s hard-earned savings to go up in smoke.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/7-board-engagement-is-not-enough</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241018-HEPEE47BE37DJB5NHXR9/revenue-table-blog.png</image:loc>
      <image:title>Blog - 7% Board Engagement is Not Enough! - Can you look at numbers like these, quickly understand them, and extrapolate the stories they tell? If so: congratulations, you’re a part of a small, elite group! For everyone else who can’t: you belong to a very large, and excluded, majority.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241022-BWB3HQGB1K40EX82FM0Q/revenue-pie-chart.png</image:loc>
      <image:title>Blog - 7% Board Engagement is Not Enough! - Might this help more of your leaders participate more effectively? Could it help focus time on the biggest sources of revenue (grants) and away from the smallest (car wash)? What does it suggest about the consequences of the annual gala getting rained out?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241025-6STKJSY41RUAWYI9MQBH/cash+projection+-+blog.png</image:loc>
      <image:title>Blog - 7% Board Engagement is Not Enough! - How might this cash projection inform some decisions during the first half of the year? Or help justify opening a new position at the end of the year?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241028-5FYL52ULPYW7VSDOJNJH/profitability-blog.png</image:loc>
      <image:title>Blog - 7% Board Engagement is Not Enough! - Might a graph like this help build strong agreement around a difficult decision? Without a graph like this, how many stakeholders might feel like they got left out of the decision-making processes?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/florence-nightingale-good-data-your-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241036-CECFSBGOJ5NP9QXV249N/florence-nightingale-good-nonprofit-data.jpg</image:loc>
      <image:title>Blog - Florence Nightingale + Good Data + Your Nonprofit - Did you know that Florence Nightingale did more than just light a lamp to check on hospital patients at night? She did more than inspire modern nursing and modern hygiene.  She also helped modernize storytelling for the public good by using graphs!</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919241039-OQ9TJRFSSVICS1K6859W/Nightingale-mortality.jpg</image:loc>
      <image:title>Blog - Florence Nightingale + Good Data + Your Nonprofit - Nightingale understood something that would take science 150 more years to measure with precision:  transforming data from tables into graphs (aka infographics) can create a powerful impression on their viewers in less than a second!  Yes.  It can really work that fast.</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/7-steps-to-a-stronger-back-office</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofit-operations-working-smarter-not-harder</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-10</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/2020-a-look-back</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240980-JYGLWVUXMCIY2O55UO7R/austin_up_logo.jpg</image:loc>
      <image:title>Blog - 2020:  A look back - AustinUp</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240961-RWBFWHHB507JS8UXDB7G/lifeworks-logo-transparent-background.png</image:loc>
      <image:title>Blog - 2020:  A look back - LifeWorks Austin</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240986-H90NCVIRRH92BGDJBGEY/Big_Medium_Logotype.png</image:loc>
      <image:title>Blog - 2020:  A look back - Big Medium</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240967-A8MXMQE1FH43XS9AV38K/green-beret-logo.jpg</image:loc>
      <image:title>Blog - 2020:  A look back - Green Beret Foundation</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240973-H06VD4101ZGGIEALFZPC/jpro-network-transparent-background.png</image:loc>
      <image:title>Blog - 2020:  A look back - JPro</image:title>
      <image:caption />
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/is-your-nonprofit-cheap-or-frugal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240944-3CSRW20F0GX1J4UGIFVX/pandemic-budgeting-frugal-versus-cheap.jpg</image:loc>
      <image:title>Blog - Pandemic Budgeting: Frugal vs Cheap - Stop me if you’ve heard this one ….</image:title>
      <image:caption>How often do you run into nonprofits where the staff all have access to top-notch technology?  Good computers, the right software, integrated systems, responsive tech support, and the like?  In my experience, they’re the exception.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/creating-a-strong-back-office</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/budget-wildcards-managing-pandemic-uncertainty</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofit-technology-budgets-and-free-stuff</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240930-PQU7EJYBDACR5PF5B7E1/sabrina-walker-hernandez-tech-tips.jpg</image:loc>
      <image:title>Blog - Tech tips, budgets, and free stuff! - Sabrina Walker Hernandez of Supporting World Hope helps nonprofits raise money. She invited me to join her on Facebook Live the other day. We got to talk about building a strong back office, tech tips, budgeting during the pandemic, and even some free stuff.</image:title>
      <image:caption>Click here to view the video!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofit-budgeting-the-matrix-map</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofit-budgeting-with-wild-cards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240917-FJN4KPZNQ5VF6TK9TTUE/nonprofit-budgeting-with-wild-cards</image:loc>
      <image:title>Blog - Nonprofit Budgeting with Wild Cards - "Life is full of surprises, but the biggest one of all is learning what it takes to handle them."</image:title>
      <image:caption>~ Deborah Wiles</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/maximizing-tech-to-save-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240876-P1QXBOQB0BGWDCY7VKL9/nten-maximizing-technology-to-save-money.JPG</image:loc>
      <image:title>Blog - Maximizing Tech to Save Money - Want to increase your productivity and decrease your expenses? Lots of great technology has become available in the past year that can help small and medium-sized nonprofits really move the needle.</image:title>
      <image:caption>I had the honor of leading an online round table discussion on this topic a few days ago through the Austin Chapter of NTEN.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/nonprofit-administrators-are-like-action-movie-heroes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240908-4VDLU3XL6JEJFIYOQONM/nonprofit-administrators-are-heroes.jpg</image:loc>
      <image:title>Blog - Nonprofit administrators are like action movie heroes! - I’m in a podcast! A few days ago, Dallas Emerson at IT Guys invited me to join him on his podcast Covid Stories.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/beyond-belt-tightening-the-right-tool-for-the-job</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240870-V3SXRN4TJHYA7BKJ9PD9/ranjay-gulati.jpg</image:loc>
      <image:title>Blog - Beyond Belt-Tightening:  the Right Tool for the Job - “Companies that master the delicate balance between cutting costs to survive today and investing to grow tomorrow do well after a recession.  … These companies reduce costs selectively by focusing more on operational efficiency … even as they invest relatively comprehensively in the future….”</image:title>
      <image:caption>-- Ranjay Gulati, Nitin Nohria, and Franz Wohlgezogen</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/beyond-belt-tightening-mission-and-values</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240862-R2CXNFDQRIAJ59BNLLNF/Rahm_Emanuel%2C_official_photo_portrait_color.jpg</image:loc>
      <image:title>Blog - Beyond Belt-Tightening:  Mission and Values - “You never want a serious crisis to go to waste.  And what I mean by that is it’s an opportunity to do things that you could not before.” – Rahm Emanuel</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/blog/beyond-belt-tightening-inertia-into-action</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919240853-12X7MM8CIAL3FNN47J7X/paz-padilla.jpg</image:loc>
      <image:title>Blog - Beyond Belt-Tightening:  Inertia into Action</image:title>
      <image:caption>“We need to understand that this is more a struggle against our habits than against a virus.” – Paz Padilla</image:caption>
    </image:image>
  </url>
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    <changefreq>daily</changefreq>
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    <lastmod>2026-03-10</lastmod>
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  <url>
    <loc>https://www.nonprofitcfos.com/events/the-hidden-gatekeeper-how-cfos-win-grants-before-theyre-written</loc>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1347aeaa-f159-4a46-8fc9-086b967959fa/how-cfos-win-grants-before-theyre-written.png</image:loc>
      <image:title>Events - The Hidden Gatekeeper: How CFOs Win Grants Before They're Written</image:title>
      <image:caption>This is an interview-styled webinar with Sean Hale, founder of Nonprofit CFOs, and Arlene Siller, founder of Ascend Nonprofit &amp; Business Solutions. Many nonprofits focus on the proposal—but funders often decide based on financial credibility long before the application is complete. This webinar reveals how CFOs and finance leaders shape grant readiness behind the scenes, from building funder confidence to aligning financial systems with grantmaker expectations. Learn the proactive steps your finance function can take to help secure more funding—before a single word is written. Co-Sponsor: Ascend Nonprofit &amp; Business Solutions</image:caption>
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    <lastmod>2026-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/db2b5156-04f5-40ea-8a5a-ef9985c99a53/intro-to-bookkeeping.png</image:loc>
      <image:title>Events - Intro to Bookkeeping for Nonprofits - This class covers the basics of bookkeeping and implementing workflows and systems to help you organize your nonprofit financials. Join us for an informative in-person session or select a Virtual-Zoom ticket! This class is offered with a hybrid option, meaning you can select either an in-person ticket or a virtual ticket in order to participate in the best way for your availability and circumstances. Successful nonprofit leaders understand bookkeeping basics. Even if they never enter a single transaction in their system, they have a bigger impact because they understand what good bookkeeping looks like and why it matters, the difference between a CPA and a bookkeeper, and key concepts like fund accounting, accrual accounting, and functional expenses. When you understand the basics, you can lead with greater confidence, earn more credibility with donors, and get stronger trust from your board.</image:title>
    </image:image>
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  <url>
    <loc>https://www.nonprofitcfos.com/events/fiduciary-excellence</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1769818465816-Z39M6ICY4G5L0LLKGK5U/fiduciary-excellence.webp</image:loc>
      <image:title>Events - Fiduciary Excellence - A FREE in-person 2-part series</image:title>
      <image:caption>March 24 &amp; March 31 Financial decisions shape your mission, team, and future. This course builds the confidence nonprofit leaders need to lead with clarity. Seats are limited so register now!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-myth-busting</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1768405350414-2494WUKXQ7MLGOBAXXIT/nonprofit-finance-myths.png</image:loc>
      <image:title>Events - Nonprofit Myth Busting - It's time for some nonprofit myth busting!</image:title>
      <image:caption>On February 10, our founder, Sean Hale, will appear live with Leya Simmons of BetterUnite to discuss topics like:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/engage-your-board-instead-of-putting-them-to-sleep</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1766172917399-04YOLK3OVRP7LTM7OA6K/An+executive+sleeping</image:loc>
      <image:title>Events - Engage Your Board Instead of Putting Them to Sleep - Our founder, Sean Hale, will join 9 other nonprofit specialists with presentations designed to strengthen your nonprofit.</image:title>
      <image:caption>He’ll also participate in the Live Speaker Q&amp;A Panel at 2pm Central.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/how-will-ai-impact-our-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1765214652365-87O7XG13GMGVVD7MGNHB/how-will-ai-impact-your-nonprofit.png</image:loc>
      <image:title>Events - How Will AI Impact our Nonprofit? - Artificial Intelligence is reshaping how organizations of every size work, and non-profits are no exception. Forward-looking CEOs are asking: What role should AI play in our finance function, and how do we prepare for what’s ahead?</image:title>
      <image:caption>In this session, Neil Shah, a non-profit CFO who has worked with over 100 non-profits and is founder of Altruva AI, will share how AI is redefining financial strategy, decision-making, and resource allocation. We’ll explore real use cases, future trends, and a leadership playbook for CEOs who want their organizations to stay ahead of the curve without losing focus on mission.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.nonprofitcfos.com/events/how-to-save-money-for-your-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/6c9a9ea7-e583-421d-b6d5-c938200055ca/saving-money.png</image:loc>
      <image:title>Events - How to Save Money for your Nonprofit - Nonprofits are under constant pressure to stretch every dollar while delivering mission-critical impact.  This session reveals how smarter procurement practices can unlock meaningful savings, reduce risk, and strengthen operational resilience without adding complexity or burden to your teams</image:title>
      <image:caption>Your Presenter: Dan Jensen is a recovering CFO/COO who wrestled with whether his vendor spend, particularly in the indirect cost categories, was optimized for many years.  He’s invested internally to drive cost savings with limited success and learned that leveraging third party experts with deep cost category expertise is the way to go in many cases.  Dan is currently a consultant with the ERA Group comprised of industry experts in over 50 cost categories.  The ERA Group operates under a shared savings approach where there is no fee for their services if there aren’t any savings implemented.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-impact-summits-gather-for-growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/2a453e14-cb43-47ba-8a64-20cd6e500b2e/NIS%27+GfG+Promo+Image+8+%28Early+Bird+with+URL%29.png</image:loc>
      <image:title>Events - Nonprofit Impact Summit’s Gather for Growth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/bookkeeping-and-financial-report-basics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/8a9ae4e4-58c4-4f08-8ec8-6414b86f8f19/Intro+to+Bookkeeping</image:loc>
      <image:title>Events - Bookkeeping and Financial Report Basics - Join us for an informative in-person session or select a Virtual-Zoom ticket for Intro to Bookkeeping for Nonprofits. Successful nonprofit leaders understand bookkeeping basics. Even if they never enter a single transaction in their system, they have a bigger impact because they understand what good bookkeeping looks like and why it matters, the difference between a CPA and a bookkeeper, and key concepts like fund accounting, accrual accounting, and functional expenses. When you understand the basics, you can lead with greater confidence, earn more credibility with donors, and get stronger trust from your board.</image:title>
      <image:caption>Click here for details and tickets.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/f00324db-7b91-437a-a28b-5ce63b43e354/understanding-nonprofit-financial-reports.png</image:loc>
      <image:title>Events - Bookkeeping and Financial Report Basics - This class will equip you with the skills to confidently read and interpret a nonprofit organization's financial statements and reports. You'll learn about key financial reports that every nonprofit should be using and gain insights into best practices for fund allocation and how this knowledge can help you better showcase the impact of your programs. Key outcomes include reading and interpreting key financial statements, using simple metrics to gauge your organization's health, and making informed decisions to support your mission and communicate effectively with stakeholders. This course is perfect for those new to nonprofit finance or seeking to enhance their knowledge, offering the essential tools to optimize your financial management and elevate your nonprofit's success.</image:title>
      <image:caption>Click here for details and tickets.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/unlocking-your-leadership-teams-potential</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/62cd687a-6646-42f8-9a16-77b9d7908b43/how-nonprofit-leadership-teams-work.png</image:loc>
      <image:title>Events - Unlocking Your Leadership Team's Potential - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/board-training-program</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1755188606031-X5TSWT9V3KWW335QQDZF/i-live-here-i-give-here-austin-tx.webp</image:loc>
      <image:title>Events - Board Training Program - I Live Here I Give Here’s Board Training Program has prepared a generation of Central Texas leaders to effectively govern the nonprofits they serve.</image:title>
      <image:caption>Nonprofit CFO’s founder, Sean Hale, will present the section dedicated to making difficult budget decisions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/mastering-nonprofit-finances-with-confidence</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/3ccf1dea-2b91-4413-b6ac-1288dbe85297/A+nonprofit+executive+director+who+just+got+a+great+idea.</image:loc>
      <image:title>Events - Mastering Nonprofit Finances with Confidence - Nonprofit financial leadership isn’t just about crunching numbers—it’s about building trust, sustainability, and resilience. In today’s complex funding landscape, nonprofit leaders need more than spreadsheets; they need confidence.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/5b2ff66a-7635-45ba-b433-588d96106a62/Latina+leader+just+got+an+insight</image:loc>
      <image:title>Events - Mastering Nonprofit Finances with Confidence - Each session blends insightful presentations, interactive Q&amp;A, and small-group discussions to help participants connect concepts to their day-to-day work. You’ll also receive resources such as tools, short readings, and reflection prompts between sessions to help reinforce key ideas and apply them to your own organization.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/better-budgeting-round-table</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/281fd014-9041-4023-9db6-10c8c9bfa567/nonprofit+colleagues+at+a+round+table</image:loc>
      <image:title>Events - Better Budgeting Round Table - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/engaging-and-inclusive-financial-reports</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1741437769311-3VQ1WDAS61H47KPWPXU2/Sean+Hale+Impact+Summit+2025</image:loc>
      <image:title>Events - Engaging and Inclusive Financial Reports - Do you wish your board would take more financial responsibility for your nonprofit?</image:title>
      <image:caption>That begins with engaging them in the finances. And in a world where 93% of American Adults have math anxiety, we have to provide them financial reports that engage!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/board-fiduciary-excellence-in-person-workshop</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/8c6e2dee-de19-401b-9398-bd55d8f06413/nonprofit+board</image:loc>
      <image:title>Events - Board Fiduciary Excellence In Person Workshop - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/picking-the-right-hris-for-your-nonprofit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/7fbaa36b-a619-450c-ae89-a7e03cc00c19/HRIS</image:loc>
      <image:title>Events - Picking the Right HRIS for your Nonprofit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/executive-director-fiduciary-responsibility-2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1729688623220-R87CDEAU6LLTK5RH9PNM/speaker-nonprofit-fiduciary-excellence.png</image:loc>
      <image:title>Events - Executive Director Fiduciary Responsibility - This five-week online course has returned due to popular demand. Every Tuesday, 11:30am-1pm Central, for five weeks beginning March 25, 2025.</image:title>
      <image:caption>Open and relevant to all nonprofit leaders.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/9bmk4zq8b53l6067sr9o4zfdrdabrr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/25b3ac09-c38b-4f21-809b-78f9f0b254eb/a-blue-themed-poster-advertising-a-webinar-with-tw-4QUVZcC6SkicBq1xN39wsw-orFty8ppRUu56Gfrq-hxsQ.png</image:loc>
      <image:title>Events - Nonprofit Employee Classification - Still worried about getting your employee classification right?</image:title>
      <image:caption>Two new rules this year still have many nonprofit leaders up at night: Employee vs Contractor Exempt vs Non-Exempt</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/tech-forward-conference</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/board-fiduciary-responsibility</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1721836995952-MX4IWA3ICY7ZJZEL60WB/a-striking-3d-manga-style-illustration-of-an-inclu-ABaRsgwbQO-ZKQLl5GnxUA-VCtQYS2SQ926J0VxUzVEVw.jpeg</image:loc>
      <image:title>Events - Board Fiduciary Responsibility - This five-week online course will return in the fall due to popular demand. Every Wednesday, 11:30am-1pm Central, for five weeks beginning October 9.</image:title>
      <image:caption>Open and relevant to all nonprofit leaders.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/qpfmi6v1k1izj2x13fhpppdb2l5nu2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/add72e1c-5c3a-40ea-8033-7839e970036c/conference-agenda-and-topics-2024.png</image:loc>
      <image:title>Events - Together Towards Tomorrow Conference - After participating in the workshop, participants will have fresh ideas for:</image:title>
      <image:caption>identifying savings and efficiencies in their organizations; working smarter (not harder); improving leadership engagement with financial data; and making their policies and procedures more inclusive.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/your-nonprofit-and-the-new-exempt-and-contractor-rules-d8j2t</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1715457767504-R7KYVEDTMCJNUKQ5WX21/nonprofit-leaders-with-worried-looks-and-home-alon-SrpYJwBJShGbXFgcROcDeQ-oYlSb7FQT-aJfEaC6mdfyw.jpeg</image:loc>
      <image:title>Events - Your Nonprofit and the New Exempt and Contractor Rules (Redux) - New government regulations have left nonprofits wondering how to adjust their employment practices and the budgetary implications. Many worry that these changes could seriously impact their ability to fulfill their missions.</image:title>
      <image:caption>On March 11, the Department of Labor's new rule differentiating contractors from employees went into effect.  On July 1, minimum salaries for exempt employees will go up by 23%.  On Jan 1, 2025, that minimum will rise to 65% of today's rate.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/bca75853-2cb0-466c-adef-7d44a5380b84/caroline.valentine.web.final.2024-2.jpg</image:loc>
      <image:title>Events - Your Nonprofit and the New Exempt and Contractor Rules (Redux) - Caroline Valentine, SPHR, SHRM-SCP, is the driving force behind Valentine Circles. For over two decades, she has been on the forefront of supporting HR professionals.</image:title>
      <image:caption>As a Strategic Human Resources Leader working with clients ranging from local start-ups to global organizations, Caroline has gained a strong understanding of the factors that comprise great human resource management while serving as a change agent, collaborating with HR professionals and leadership teams in transforming organizations for the better.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/your-nonprofit-and-the-new-exempt-and-contractor-rules</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1715457767504-R7KYVEDTMCJNUKQ5WX21/nonprofit-leaders-with-worried-looks-and-home-alon-SrpYJwBJShGbXFgcROcDeQ-oYlSb7FQT-aJfEaC6mdfyw.jpeg</image:loc>
      <image:title>Events - Your Nonprofit and the New Exempt and Contractor Rules - New government regulations have left nonprofits wondering how to adjust their employment practices and the budgetary implications. Many worry that these changes could seriously impact their ability to fulfill their missions.</image:title>
      <image:caption>On March 11, the Department of Labor's new rule differentiating contractors from employees went into effect.  On July 1, minimum salaries for exempt employees will go up by 23%.  On Jan 1, 2025, that minimum will rise to 65% of today's rate.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/bca75853-2cb0-466c-adef-7d44a5380b84/caroline.valentine.web.final.2024-2.jpg</image:loc>
      <image:title>Events - Your Nonprofit and the New Exempt and Contractor Rules - Caroline Valentine, SPHR, SHRM-SCP, is the driving force behind Valentine Circles. For over two decades, she has been on the forefront of supporting HR professionals.</image:title>
      <image:caption>As a Strategic Human Resources Leader working with clients ranging from local start-ups to global organizations, Caroline has gained a strong understanding of the factors that comprise great human resource management while serving as a change agent, collaborating with HR professionals and leadership teams in transforming organizations for the better.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-impact-summit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1712339213706-T3WDERGTKF428O9VEARM/impact-summit-speaker-2024.png</image:loc>
      <image:title>Events - Nonprofit Impact Summit - At the Impact Summit of Texas, you can expect 18 sessions by nonprofit leaders, including topics such as leadership, marketing, fundraising, and finances.</image:title>
      <image:caption>My session, designed for all nonprofit leaders, is designed to foster collaboration across the organization, ensuring alignment on roles, objectives, and strategies for financial resilience.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/executive-director-fiduciary-excellence-etzkj</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272374-4OTMA2WTG08DOFSOXA13/Nonprofit+Leaders+Worried+About+Money</image:loc>
      <image:title>Events - Executive Director Fiduciary Excellence - The most effective Executive Directors understand their organization's finances.</image:title>
      <image:caption>They don't have to be CPAs.  The don't even have to enjoy working with numbers.  But without a basic financial foundation, they'll eventually run into trouble.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-administrative-conference-zje7y</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272369-0GPRINKFGWXZCYN5A5Z8/diverse-business-people.jpg</image:loc>
      <image:title>Events - Nonprofit Administrative Conference - Nonprofit administrators are some of the hardest working people I know. You’ll frequently find us opening the office in the morning and closing it when we’re done. We’ll change gears umpteen times a day, taking on whatever our coworkers ask of us so that our nonprofit can deliver on its mission.</image:title>
      <image:caption>To work at our best, it makes a big difference if, from time to time, we can “sharpen the saw” (AKA, get some professional development).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-technology-roundtable-discussion-2-zx9wb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272363-7FNCW74MSKFZXEH87HO9/alex-knight-2EJCSULRwC8-unsplash.jpg</image:loc>
      <image:title>Events - Nonprofit Technology Round Table Discussion - The right technology can help your nonprofit multiply its impact without multiplying the workload on your staff.</image:title>
      <image:caption>So, TechSoup Connect Texas Chapter has invited me to host this round table discussion for the 4th year in a row.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/increase-your-impact-by-preventing-back-office-burnout-zgpjb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-25</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/fiduciary-responsibility-we-all-have-a-role-to-play-582wf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272345-ETW5DQB2OGIG204V5EPC/unnamed%281%29.png</image:loc>
      <image:title>Events - Fiduciary Responsibility:  We All Have a Role to Play - You can view the full agenda here.</image:title>
      <image:caption>And register here.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/board-fiduciary-excellence-prrys</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272352-0PEPKJV84Y9RSKO1Z69I/acc-board-fiduciary-excellence.jpg</image:loc>
      <image:title>Events - Board Fiduciary Excellence - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/managing-grants-in-quickbooks-jbmp5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272339-B3LQA8GJSF1NSCF1G93Z/Untitled+design.jpg</image:loc>
      <image:title>Events - Managing Grants in QuickBooks - How can your nonprofit leverage the full power of QuickBooks for grants management?</image:title>
      <image:caption>So many nonprofits have built elaborate Excel worksheets to so they can accurately track and report on grant-related expenses. But QuickBooks can carry more of the load, saving nonprofits time and reducing the opportunities for error.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-myth-busters-364c5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272332-YIH4Y3HF8YZDRXVG003H/Nonprofit+Mythbusters+-+Video+graphic.png</image:loc>
      <image:title>Events - Nonprofit Myth Busters - I’ve been invited to join the inaugural panel conversation of the Nonprofit Myth Busters!</image:title>
      <image:caption>Sherry Quam Taylor, Kiersten Hill, Michael Thatcher, Teresa Huff, and I will talk about what has happened during the last 10 years since the GuideStar and Charity Navigator’s big statement on the overhead myth.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-technology-roundtable-discussion-1-l5xts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272323-60WM371Y3ELN45KY575O/typing-hands.jpg</image:loc>
      <image:title>Events - Nonprofit Technology Roundtable Discussion - What technology tools have saved you time this year?  Or made your job easier?  Or made your nonprofit more effective?</image:title>
      <image:caption>Join me for a free technology round table discussion sponsored by TechSoup Connect Texas. Bring your questions, your technology solutions and ideas! RSVP here.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/financial-reports-made-easyer-dn2jp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/1709919272317-04EW8NT442UJEJ4GRUK2/woman-meditation.jpg</image:loc>
      <image:title>Events - Financial Reports Made Easy(er) - Want to learn how to read the Profit &amp; Loss Report? And the Balance Sheet?</image:title>
      <image:caption>Want to learn how to make key financial data easier for your board and staff to understand?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/how-to-read-your-nonprofits-financial-report-h333d</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/top-tips-for-a-strong-back-office-3n3xb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-18</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/making-the-move-from-staffer-to-consultant-w4f4m</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/7-steps-to-a-strong-back-office-5a34n</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-31</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-technology-roundtable-discussion-8yfne</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-01-09</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/nonprofit-operations-working-smarter-not-harder-2p67l</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-12</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/cybersecurity-nk3b8</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-04-07</lastmod>
  </url>
  <url>
    <loc>https://www.nonprofitcfos.com/events/budgeting-during-a-pandemic-bc7jr</loc>
    <changefreq>monthly</changefreq>
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      <image:caption>During the job interview, I asked each person about the reports, about the organization's financial health, the cash position, etc.  They couldn't give me a good answer either.</image:caption>
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      <image:title>Sean Hale's Private Blog - Good habits, bad habits - I learned the hard way that habits that brought me success in one area could bring me failure in a different context.</image:title>
      <image:caption>In grad school, in my 20s, success required a high degree of perfectionism. Since I'm wired for that, it mostly came naturally for me to spend hours and hours word-smithing a phrase, to mercilessly hunt down and eliminate any use of the passive voice, and to ensure every single word could be supported by one or more primary sources.</image:caption>
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      <image:title>Sean Hale's Private Blog - Musings on Business Development - Half the work is just showing up where nonprofiteers happen to be:  conferences, webinars, trainings, etc.</image:title>
      <image:caption>The rest is just being friendly, sharing what Nonprofit CFOs does, and being helpful.  I give out so much free advice that it would probably give a traditional salesman a heart attack!</image:caption>
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      <image:title>Sean Hale's Private Blog - How and Why I Moved Beyond “Single Shingle” Consulting - And you know what?  Over and over again, my colleagues said yes!</image:title>
      <image:caption>Some were semi-retired and glad to have a project or two to stay engaged.</image:caption>
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      <image:title>Sean Hale's Private Blog - Being able to call on a large team - I feel sort of like the kid who used to have just two or three crayons, which is never enough, and now I have so many different crayons that it makes me smile just to think about it!</image:title>
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      <image:title>Sean Hale's Private Blog - How valuable is your personal network?&amp;nbsp; - Even now, more than five years in, most of the talented people that work with me are individuals I've known for years – long before I'd even thought of opening a consulting practice.</image:title>
      <image:caption>If you'd asked me in 2019 about the size of my personal network, my introvert brain would have compared itself to the extroverts around me who know hundreds of people, plus their kids, plus their pets, plus where they went on vacation ten years ago.  My brain didn't, and still doesn't, work that way.</image:caption>
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      <image:title>Sean Hale's Private Blog - Starting a Consulting Business - Have you figured out your hedgehog concept yet? Or do you at least have some ideas? That was my first step. It took me several years to figure it all out.</image:title>
      <image:caption>All of the business literature will tell you to go narrow and go deep. But that is difficult on day one especially if you have not figured out your hedgehog concept yet. I certainly hadn't.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/5446a058-aa5f-43f2-8bf3-0d66f8f038ab/a-happy-consultant-doing-a-presentation-josei-mang-BHqlVlAJTyOJ6wPT7aIyfA-9CIDQ6zKQdShs4rLLP09KQ.jpeg</image:loc>
      <image:title>Sean Hale's Private Blog - Starting a Consulting Business - You don't need to answer this question right away. In fact, most consultants will start off on a single shingle basis meaning that they are the sole practitioner and they do all of the work, including business development, marketing, delivering the work, and everything in between.</image:title>
      <image:caption>Eventually, if you do good work then the number of hours clients ask you to work will exceed your ability to deliver the work personally.  What do you do then?</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/e0410c9b-cf87-4dcb-880b-44b6653fef5a/a-thoughtful-and-contemplative-scene-from-a-josei--HjgF1nsHSbi1MncMqL9kNA-o9YCmc5zQMu7s19IZDkLlg.jpeg</image:loc>
      <image:title>Sean Hale's Private Blog - Starting a Consulting Business - A friend who is a nonprofit marketing expert recommended I begin with just my name: “Sean Hale Consulting.”  She explained that especially at the beginning, people’s trust in me, and their familiarity with me, would be the practice’s greatest asset.  To top it off, while I had some ideas of what my hedgehog concept would look like, I didn’t have the experience yet to know which would get the best results.</image:title>
      <image:caption>It turned out that she was right on multiple levels.  I couldn’t have guessed on day one how my consulting practice would evolve, especially over the first two years.  In fact, it wouldn’t have even been on my list of most likely outcomes.</image:caption>
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      <image:title>Sean Hale's Private Blog - Starting a Consulting Business - Everyone will have a different experience.  Almost everyone will have moments of worry and doubt.</image:title>
      <image:caption>I’ve observed that most people who build successful practices feel a full wind in their sails after about twelve months.</image:caption>
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      <image:title>About - old - Sean Hale I’ve served nonprofits for more than twenty years. I love getting the administrative side running smoothly so the organization can truly focus and shine. Over my career, I have made improvements that reduced waste, generated new revenue, boosted staff productivity and morale, grew financial transparency, and shrank risk. I’ve also helped boards and management to navigate complex situations and consistently left the organizations stronger and ready for their next stage of growth. Today I get to lead a team of outstanding nonprofit accounting and finance professionals. Together, we provide temporary and ongoing services to nonprofits so they can have the back office support they need for the whole organization to flourish. Let’s explore how you can strengthen your nonprofit’s back office so you can go back to delivering on mission.</image:title>
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      <image:title>Testimonials - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Solid financial management makes the difference between a nonprofit that thrives and one that flounders.</image:title>
      <image:caption>Do you want your financial and administrative systems to run smoothly so the rest of the organization can focus on the mission? Let’s talk!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/65eb4c06d0234935e92f348b/cb3b0c7c-7ac7-4590-8e87-dade5eb668de/fractional-cfo-and-interim-financial-management.jpeg</image:loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Welcome Nonprofit Jenni listeners! - Thank you, Nonprofit Jenni Show, for introducing your network of nonprofit professionals, board members, and community leaders to Sean Hale Consulting.</image:title>
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      <image:title>About - Founder: Sean Hale I’ve served nonprofits for more than twenty-five years. I love getting the administrative side running smoothly so the organization can truly focus and shine. Over my career, I have made improvements that reduced waste, generated new revenue, boosted staff productivity and morale, grew financial transparency, and shrank risk. I’ve also helped boards and management to navigate complex situations and consistently left the organizations stronger and ready for their next stage of growth. Today I get to lead a team of outstanding nonprofit financial and administrative professionals. Together, we provide temporary and ongoing services to small and mid-sized nonprofits so they can have the back office support they need for the whole organization to flourish.</image:title>
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